Underwriting Made Easy by Aloan
Empower your underwriters with AI agents that automatically gather, verify, and analyze financial data—replacing weeks of manual work with ready-to-fund data packets.
The problem with manual underwriting
Days chasing documents.
Hours keying in data.
Red flags still missed.
Your underwriters are valuable - stop wasting their time on grunt work. Let Aloan do it for you.
From Days to Minutes
See how Aloan transforms your underwriting workflow
Traditional Process
With Aloan
AI Collects & Extracts What Matters Most
Automatically gather data from multiple sources and extract key metrics for instant decision-making
Data Sources
Generated Metrics
Auto-Flagged Issues
See How Documents Drive Decisions
Our Data Fabric maps every source document to the decision criteria it informs—giving you complete transparency into how underwriting metrics are calculated.
Catch What Manual Review Misses
Aloan scans every document and data point to surface red flags instantly—cash flow issues, document discrepancies, liens, and compliance concerns.
Address Mismatch
Tax return address differs from bank statement address
NSF Fees Detected
3 NSF transactions totaling $105 in last 6 months
Revenue Decline
Revenue down 8% YoY vs. 3-year avg growth of +12%
Every flag includes source documents and audit trail
Ongoing Monitoring & Covenant Testing
Automated compliance checking and early warning alerts keep you ahead of potential issues
Automated Document Collection
Quarterly, annual, or custom collection schedules
Scheduled Collection
Auto-collect financials and compliance docs at set intervals
Covenant Testing
Auto-test DSC, leverage, working capital, and custom covenants
Early Warning Alerts
Instant alerts for covenant breaches and violation trends
One Platform, Multiple Industries
Whether you're underwriting commercial loans, consumer credit, mortgages, or auto—Aloan adapts to your workflow
Commercial Lending
Automate SMB underwriting with AI-powered financial analysis, cash flow scoring, and risk assessment for term loans, lines of credit, and equipment financing.
Auto Lending
Speed up vehicle financing with instant credit decisions and multi-lender marketplace access.
Mortgage
Accelerate home loan processing with automated document collection and DTI calculations.
Consumer Lending
Streamline personal loan and credit card underwriting with instant income verification and spending analysis.
Insurance
Enhance risk assessment with comprehensive data gathering and fraud detection capabilities.
White-Glove Implementation
We handle setup, customization, and integrations—you focus on lending
Platform Setup
- • White-label branding
- • Custom workflows
- • Policy configuration
Integrations
- • LOS connection
- • API setup
- • Custom reporting
Zero technical burden—we handle implementation, testing, and deployment
Built for Regulated Industries
Your borrower data deserves the same protection you'd expect from your core banking systems.
Scale Your Underwriting Without the Overhead
Automate onboarding, underwriting, and monitoring—focus on making great lending decisions.